Bonita FMI is a specialist financial market infrastructure advisory and assurance practice. We work at the intersection of institutions, regulation, technology and implementation, helping clients understand what needs to be solved, determine whether the ecosystem is ready, and reduce the risk of committing significant investment before the underlying constraints are properly understood.
Successful infrastructure programmes begin before procurement and technology deployment. We diagnose ecosystems, assess institutional and market readiness, identify underlying constraints, and help define the interventions required before significant investment is committed. Where required, we remain engaged through implementation to provide independent delivery assurance and ensure solutions are ready to operate as intended.
We apply the same methodology across financial infrastructure programmes, from diagnosis through to operational resilience.
Understand the market, ecosystem, institutions, regulatory environment and existing infrastructure.
Establish the underlying problem, requirements, priorities, intervention and implementation roadmap.
Assess readiness, dependencies and risks before significant investment and implementation decisions are committed.
Provide independent oversight across programme delivery, integration, testing and participant readiness.
Confirm certification, operational readiness and go-live preparedness.
Strengthen resilience, performance, governance and continuous improvement.
We can engage as an independent adviser, consortium specialist, specialist subcontractor, embedded technical adviser or implementation assurance partner.
Bonita FMI is built on deep practitioner experience across African payments, payment technology, digital channels and financial infrastructure. The experience informing our practice spans central-bank advisory on national payment infrastructure, Verifone payment-solution engineering, digital-channel leadership at Selcom, and payment switching, settlement and integration experience with Transaction Payment Solutions (TPS).
This practitioner foundation enables Bonita FMI to bridge policy, institutional, operational and technology perspectives, bringing implementation realities into strategic and investment decisions.
It should begin with a clear understanding of the problem, ecosystem, institutions, participants and readiness conditions required for investment to succeed. Bonita FMI exists to bring that clarity upstream, and to remain alongside programmes where independent assurance is needed through implementation and operationalisation.