What we do
Six capabilities
01Diagnostics & Readiness
Understand the ecosystem before committing to the solution.
Bonita FMI conducts independent diagnostics to establish the current state of a financial infrastructure ecosystem, identify underlying constraints and determine whether institutions, participants, regulation and infrastructure are ready for the proposed intervention.
Our work can include
- Market and ecosystem diagnostics
- FMI maturity assessments
- Institutional capability assessments
- Regulatory and policy gap analysis
- Infrastructure and technology readiness
- Participant readiness assessments
- Interoperability assessments
- Operating-model diagnostics
- Dependency and constraint analysis
- Investment-readiness assessments
Typical outcomes
- Current-state assessment
- Readiness scorecard
- Gap and constraint analysis
- Risk and dependency map
- Priority interventions
- Investment-readiness recommendation
Our principal upstream-of-implementation capability.
02Strategy & Programme Design
Turn the diagnosed problem into an implementable intervention.
Once the underlying constraints and readiness conditions are understood, Bonita FMI helps translate them into a coherent infrastructure strategy and implementation programme.
Our work can include
- FMI modernisation strategies
- National payment-system roadmaps
- Fast/instant payment programme design
- Interoperability strategies
- Digital financial infrastructure strategy
- Financial-sector DPI integration
- Operating-model design
- Governance frameworks
- Institutional roles and responsibilities
- Business and technical requirements
- Implementation sequencing
- Procurement requirements
- Programme mobilisation
Typical outcomes
- Strategy and roadmap
- Target operating model
- Governance framework
- Requirements definition
- Implementation plan
- Programme architecture
The objective is not simply to recommend technology. It is to define an intervention that addresses the diagnosed problem and can realistically be implemented within the ecosystem.
03Implementation & Delivery Assurance
Independent assurance that the programme remains aligned with its intended outcome.
Bonita FMI can remain alongside the programme once implementation begins, providing independent assurance across delivery, integration, participants, vendors and programme readiness.
Our work can include
- Programme assurance
- Implementation health checks
- Vendor-delivery assurance
- Solution and integration assurance
- Requirements traceability
- Participant onboarding
- Implementation-readiness reviews
- Risk, issue and dependency management
- Governance and decision support
- Milestone and acceptance reviews
- Implementation documentation
- Programme reporting
Typical outcomes
- Programme assurance reports
- Implementation readiness assessments
- Risk and issue registers
- Requirements traceability
- Remediation actions
- Management decision support
We do not need to be the technology vendor to assure whether the programme is delivering what the institution actually needs.
04Testing & Certification
Validate that systems and participants work together as intended.
Financial infrastructure becomes operational only when platforms, participants, interfaces, transaction flows and operational processes function together reliably. Bonita FMI provides structured testing and certification support across complex multi-participant payment environments.
Our work can include
- Test strategy and governance
- System Integration Testing (SIT)
- User Acceptance Testing (UAT)
- System Acceptance Testing (SAT)
- ISO 8583 validation
- ISO 20022 validation
- API and interface testing
- Functional testing
- Regression testing
- Performance and load testing
- End-to-end transaction validation
- Participant certification
- Defect and remediation governance
- Technical handover
Typical outcomes
- Test strategy
- Test plans and scenarios
- Certification framework
- Participant certification status
- Defect and remediation reporting
- Acceptance recommendation
One of our strongest practitioner-led capabilities.
05Go-Live Assurance
Establish whether the ecosystem, not just the technology, is ready to launch.
Technical completion does not necessarily mean operational readiness. Bonita FMI independently assesses whether the infrastructure, participating institutions, operating processes, governance arrangements and support structures are sufficiently prepared for production launch.
Our work can include
- Go-live readiness assessment
- Participant readiness
- Operational readiness
- Cutover planning and assurance
- Production-support readiness
- Incident-management readiness
- Business-continuity readiness
- Reconciliation and settlement readiness
- Support and escalation structures
- Launch-risk assessment
- Go/no-go decision support
- Early-life support assurance
Typical outcomes
- Go-live readiness scorecard
- Outstanding-risk assessment
- Participant readiness status
- Cutover assurance report
- Go/no-go recommendation
- Post-launch stabilisation plan
Is the entire operating ecosystem ready, not merely the platform?
06Operational Resilience
Strengthen the infrastructure after implementation.
Once infrastructure becomes operational, institutions need assurance that it remains reliable, resilient, appropriately governed and capable of responding to changing market conditions.
Our work can include
- Operational-risk assessment
- Resilience reviews
- Incident-management assessment
- Business-continuity assessment
- Performance and capacity assessment
- Service-management review
- Participant performance analysis
- Post-implementation reviews
- Governance effectiveness
- Operational bottleneck diagnostics
- Remediation planning
- Continuous-improvement roadmaps
Typical outcomes
- Operational resilience assessment
- Post-implementation review
- Performance diagnostic
- Risk and control recommendations
- Remediation roadmap
- Continuous-improvement plan